> For the complete documentation index, see [llms.txt](https://vnx.gitbook.io/vnx-global/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://vnx.gitbook.io/vnx-global/institutional/regulatory/aml-ctf-statement.md).

# AML CTF Statement

*A concise statement of the AML/ATF, sanctions, and Travel Rule controls applied across VNX services.*

## Overview

VNX applies a risk-based AML/ATF programme across onboarding, payments, stablecoin issuance, redemption, and wallet activity. The programme covers KYC and KYB, sanctions screening, transaction monitoring, enhanced due diligence, and Travel Rule exchange where required.

## Control statement

VNX applies the following controls across regulated activity:

* **Customer due diligence** before account use.
* **Sanctions screening** at onboarding and transaction time.
* **Transaction monitoring** across fiat and digital-asset flows.
* **Enhanced due diligence** for elevated-risk customers or transactions.
* **Travel Rule compliance** for relevant hosted and unhosted wallet transfers.
* **Five-year audit-log retention** for evidentiary review.

## Related

* [AML CTF Travel Rule](/vnx-global/institutional/regulatory/aml-ctf-travel-rule.md)
* [Travel Rule](/vnx-global/developer/concepts/travel-rule.md)
* [Regulatory Framework](/vnx-global/institutional/regulatory/regulatory-framework.md)